Punchbowl Home Loans NSW & VIC Offices

Full Doc Loan 3.24%. Low Doc Rate 3.28%, Borrow to 80%, No Fees or LMI
CALL 1300 532 626

Been rejected by your bank or broker? We have our own private and nonbank lenders. Rates from 3.24% for employees and 3.28% for self employed low doc loans.

Low Doc Requirements 20% Deposit, No Lenders Mortgage Insurance or other fees required, Clean Credit Record, ABN for 2 years or more, No Financial Statements, No Bank Statements
Our Rates
  • 3.24% for owner occupiers with pay slips and 20% deposit
  • 3.29% for owner occupiers with pay slips and 15% deposit
  • 3.29% for owner occupiers with 10% - 15% deposit. Lenders mortgage insurance applies
  • 3.58% for investment property loans
Residential and Commercial Loans
  • Owner Occupied home loans
  • Investment property residential loans
  • Land and house packages
  • Land loans
  • Construction loans
  • Commercial property loans

Get the Right Advice

Experience: We are an experienced team of lenders who can advise on the best lending solution for your circumstances. If you do not fit the standard requirements of a bank there are options for you at competitive rates. We have access to nonbank and private lenders as well as the major banks. If you have a 20% deposit you do not need to pay lenders mortgage insurance even if self employed.
Self Employed Experts: We understand that business owners often do not have their tax returns up to date. You should not have to pay a risk fee if you have a 20% deposit or equity in your home. You will need either BAS Statements or an accountant's letter to declare your income. Interest rates are from 2.99% and there are no fees.
Credit Analysis: Our lending team are qualified expert credit analysts. Our staff have experience in the banking industry in loans assessment. We know how whether your financial position will pass the bank's requirements before we make the application.
Credit Advice on best product: Fixed or variable? Principal and Interest or Interest only? How long should you fix the interest period for? 1,2,3 or 5 years? We can offer prudent advice.

Types of Home Loans

Fixed
Fixed rate loans for 1,2,3 and 5 year periods. Suitable for borrowers who are on a tight budget and cannot afford rate increases.
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Variable
Rates from 1.99%. Suitable for borrowers need the flexibility to make larger minimum repayments directly to the loan or offset account.
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Principal and Interest
A principal and interest loan will reduce your loan balance with each repayment.
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Interest Only
Interest only loans can be for periods up to 5 years. Repayments are lower during the interest only period. After the interest only period they will revert to principal and interest.
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Some of our many lenders

Testimonials

Jim From Paddington
Thanks for helping me purchase my house. You guys are the best for self employed people. I couldn't get a loan like this from anywhere until I met you guys. Good honest service!
Muhammad from Bankstown
You are the best brokers around. Other brokers were quoting higher interest rates with big fees. Your no fee product is fantastic. Thanks bro!
Charbel from Punchbowl
I would highly recommend Punchbowl Home Loans for advice in structuring my investment loan in the best possible way. This broker gives great advice and delivers on his promises.
757 Punchbowl Rd Punchbowl NSW, 2196 Ste 186, 137 Cardigan St Carlton VIC 3053
AFSL
Credit Representative 530454 under Credit Licence 387025
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